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  • Writer's pictureDr. Ryan Corte

MedCost Eye Exams in North Carolina: What You Need to Know!

Updated: May 26, 2021

Are you interested in learning more about MedCost insurance?

Maybe you have MedCost and are looking for an eye doctor in the Charlotte or Asheville, NC.

If so, look no further!

At Northlake Eye, we proudly accept MedCost insurance! In fact, we accept a variety of vision AND medical insurances (see a full list here).

Regardless of your situation, here are the most frequently asked questions we receive about MedCost.

What is MedCost?

Founded in 1983, MedCost is a medical health insurance company that often provides members with vision care benefits (either directly or through Community Eye Care).

The company prides itself on specializing exclusively in self-funded corporate health benefits and group insurance plans with a level of expertise and focus most other carriers do not have.

How do I locate a MedCost provider?

If you live in NC, SC, or VA, finding a MedCost provider is easy! Members have easy access to quality care through their broad network of eye care professionals in a range of settings. This includes local, independent eye care professionals and large retail optical chains.

To find a MedCost provider, pull up the MedCost provider locator page to research providers in your area. There you can search by location, provider name, or practice name. Also, keep in mind MedCost often contracts out vision care benefits to Community Eye Care.

Did I mention that we accept both MedCost and Community Eye Care!?

What if my provider is not in-network with MedCost?

With MedCost, you are able to see any provider you would like. However, if the provider is out-of-network, you may have to pay in full at the time of service then submit your claim on your own for reimbursement.

What you'll find is that doctors located at (some) private and corporate practices are out-of-network with MedCost.

How much does MedCost typically cost?

MedCost is only available through employers that provide MedCost medical insurance as a benefit option for their employees. Therefore, it's not available for purchase on the open market.

What does MedCost cover?

As mentioned before, MedCost typically contracts out vision benefits to Community Eye Care. With this in mind, if your vision benefits are directly through MedCost, most comprehensive eye exams are covered in full.

Frames and lenses

MedCost does not provide members with a frame or lens allowance.*

Contact lenses

MedCost does not provide members with contact lens evaluation or materials benefits.*

*If vision care is contracted out to Community Eye Care, there may be a contact lens evaluation and material benefit.

Are medically necessary contacts for dry eye or keratoconus covered by MedCost?


Does MedCost cover diabetic eye exams?

If your vision benefits are directly through MedCost, and your deductible has been met, diabetic eye exams are covered in full.

Does MedCost cover refractive surgery (LASIK or PRK)?



In the end, taking care of your eye health and wellness should be at the top of your priority list! With its large provider network and strong relationship with Community Eye Care, MedCost insurance is a good insurance to have.

Interested in scheduling an eye exam with one of our optometrists? Give us a call or simply schedule online: Northlake Mall | Concord Mills | Biltmore Park | Asheville Mall

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